Published on | by Steven Taylor0
Payday Loan Help Template: INSIST they accept a payment plan that works for you
If you’ve been struggling to repay the payday loan and are not getting anywhere when you talk to them – then use this template to complain about bad lending practice and INSIT on a payment plan that works for you and your circumstances:
Download (DOCX, 21KB)
Remember: it’s better to keep a cool head and you’re smart when it comes to knowing your rights. The payday loan companies are less likely to ignore (or bully) you and more likely to see it as in their interests to help.
If your debt is over a certain level, another invaluable source of payday loan help may be open to you. If you are really struggling with payday loan debt, a debt management company can transform your situation. A good debt management company will charge no upfront fee, and will contact the company your payday loan debt is owed to on your behalf. This is a link to the only one I personally know of that ticks all those boxes. With experience of dealing with these companies and expert knowledge of regulations and rights, they can halt all threats and unnecessary contact, and help create a much more manageable situation in which you will finally be able to successfully pay back your loan.
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